Personal Credit

Step 1: You start off the process by sending all three credit reports to your Credit Review Specialist. From there, he or she will review your bad credit and figure out the best way to improve your credit score. Don’t have your bad credit reports? No problem! Just click on this link and Get an Equifax 3-in-1 Credit Report Now!, or get your free credit reports at www.annualcreditreport.com

Step 2: From there, you can go over any items in your bad credit report that you would like to dispute or settle. These are negative credit report items that your Credit Review Specialist will audit and analyze to help develop a Plan of Action.

Step 3: Once the items are identified in your bad credit report, your Credit Review Specialist will begin to dispute the items on your behalf. The dispute items must be inaccurate, incomplete, outdated and/or unverifiable. With our persistency, professionalism and expertise, credit restoration is easier than ever!

Step 4: Relax for a month or so. The credit bureaus have up to 30-45 days to respond to the bad credit disputes. They will send you an updated report that allows us to move your case forward with The Credit Improvement Program. As Choice Credit Group removes bad items from your report, your credit score improves and the process can begin again. Eventually, your bad credit will be a thing of the past and you can move on with your life after benefitting from The Credit Improvement Program.

You may also want to visit our Debt Settlement section